Commercial Lending

Helping Businesses Grow Today and Tomorrow

Sunflower Bank has been helping businesses secure the financing they need to accomplish their goals. At Sunflower Bank, we take the time to get to know you, your organization, and its complexities so we can deliver commercial financing solutions to meet your specific needs. 


Commercial Banking

Our highly knowledgeable Commercial Bankers have the experience and flexibility to create lending solutions at the scale to support the needs of middle market businesses. Sunflower Bank’s regional approach means our Commercial Bankers are experts in their markets and empowers our leadership with locally-led decision making.  

At Sunflower Bank, we take a relationship approach to commercial lending creating a suite of solutions that meet the full needs of your business. Our regional teams have the expertise to structure: 

  • Facilities for term loans
  • Working capital lines of credit
  • Equipment financing
  • Construction and real estate lending 

Strong partnerships across all our commercially-focused teams bring sophisticated Treasury Management services and specialty financing solutions together in support of our clients’ ongoing success.

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Speak to a Commercial Banker

Our highly knowledgeable Commercial Bankers have the experience and flexibility to create lending solutions at the scale to support the needs of middle market businesses.
Find a Commercial Banker Near You


Business Banking

We support many businesses including medical practices, professional services firms and manufacturers seeking loans from $350,000 up to $5,000,000 through a program designed with a specialized credit structure and streamlined loan approval process. This financing is delivered by designated Business Bankers dedicated to building relationships with small- and medium-sized businesses who benefit from a suite of specific products and services. Whether it is through conventional business lending or our SBA Preferred Lending partnership, our aim is to provide lower-than-traditional rates that reflect our commitment to helping businesses grow.

We complement all financing with the business deposit accounts, Treasury Management and merchant processing solutions businesses need to be successful in their day-to-day cash management.

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Speak to a Business Banker

Our Business Bankers are experts in helping you ask the right questions and get the right answers to help your business thrive.
Find A Business Banker Near You

Top Lenders Award


Sunflower Bank, N.A. Named a Top 10 Commercial Lender by Independent Banker

We are proud to be named one of the top 10 Commercial lenders with more than $1 billion in assets by Independent Banker, the award-winning magazine of the Independent Community Bankers of America. It’s an honor to be recognized for this achievement among our community bank peers. We look forward to building on this momentum and continuing to cultivate full relationships that support business growth in our Sunflower Bank and First National 1870 communities. 


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Healthcare Practice Financing

We are proud to provide financing support to a wide range of doctors and their practice needs through our Business Banking program. Our healthcare lending covers a broad range of medical specialties, and we offer the same lending options to veterinarians as we do for practices dedicated to personal health. For healthcare, dental and veterinary practices, we arrange financing with terms ranging from 5, 7 or 10 years for:

  • Practice Acquisitions/Expansion, up to 100% financing
  • Partner Buy-In/Buy-Out Loans, up to 100% financing 
  • Refinancing of Existing Practice Debt, up to 100% financing 
  • Start-Up Financing, up to 100% financing
  • Equipment Financing
  • Owner-Occupied Commercial Real Estate (amortization of up to 25 years)

Professional Services Financing

Through our Business Banking program, various professional practices, including, law firms, accounting firms, bookkeepers and other professional service providers are eligible for 5 and 7 year terms for:

  • Business acquisitions
  • Refinancing of Existing Debt
  • Business expansion
  • Owner-Occupied Commercial Real Estate (amortization of up to 25 years)


Client Success Stories

Contact Us Today! 

Whether your company is rapidly growing or well established, Sunflower Bank’s Conventional Lending experts can create financing solutions to fit your unique needs.

To learn more about our lending capabilities and relationship approach, contact us today!  

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Available 8AM-8PM (CT) Monday-Friday

8AM-4PM (CT) Saturday
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